Borrowing from the bank

Terrific Noise · Post by **Terrific Noise** » Tue Nov 17, 2009 1:26 am

Why not let people put down a mortgage on that special spell or that coveted business suit at the mall? You know it'll be paid back (have to before you can get another loan) so why not extract 10% interest per day?

Post by **Mad Merlin** » Tue Nov 17, 2009 3:58 pm

Ooh... 10% interest per day. I like it!

keybounce · Post by **keybounce** » Sat Apr 10, 2010 4:23 pm

Bump

May I suggest 10% per day that you play, rather than 10% per day?

Post by **Mad Merlin** » Sat Apr 10, 2010 5:20 pm

I was actually thinking a flat interest rate of, say, 25% of the gold lent, but you only have a certain amount of time to pay it back (say a week), and if you don't, the bank starts sending thugs after you to collect. That neatly works around the possibility of compound interest spiraling out of control over time.

technohat · Post by **technohat** » Fri Apr 23, 2010 7:46 am

If you have the thugs beat the character up the first time they log in each day you could have them take away 50% of their stamina for that day. That would get people to repay real quick!