Borrowing from the bank

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Terrific Noise
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Borrowing from the bank

Post by Terrific Noise »

Why not let people put down a mortgage on that special spell or that coveted business suit at the mall? You know it'll be paid back (have to before you can get another loan) so why not extract 10% interest per day?
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Mad Merlin
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Post by Mad Merlin »

Ooh... 10% interest per day. I like it!
keybounce
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Post by keybounce »

Bump

May I suggest 10% per day that you play, rather than 10% per day?
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Mad Merlin
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Post by Mad Merlin »

I was actually thinking a flat interest rate of, say, 25% of the gold lent, but you only have a certain amount of time to pay it back (say a week), and if you don't, the bank starts sending thugs after you to collect. That neatly works around the possibility of compound interest spiraling out of control over time.
technohat
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Post by technohat »

If you have the thugs beat the character up the first time they log in each day you could have them take away 50% of their stamina for that day. That would get people to repay real quick!
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