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Borrowing from the bank

 
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Terrific Noise
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Joined: 02 Jun 2009
Posts: 65

PostPosted: Tue Nov 17, 2009 1:26 am    Post subject: Borrowing from the bank Reply with quote

Why not let people put down a mortgage on that special spell or that coveted business suit at the mall? You know it'll be paid back (have to before you can get another loan) so why not extract 10% interest per day?
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Mad Merlin
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Joined: 14 Aug 2005
Posts: 752

PostPosted: Tue Nov 17, 2009 3:58 pm    Post subject: Reply with quote

Ooh... 10% interest per day. I like it!
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keybounce
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Joined: 07 Mar 2009
Posts: 224

PostPosted: Sat Apr 10, 2010 4:23 pm    Post subject: Reply with quote

Bump

May I suggest 10% per day that you play, rather than 10% per day?
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Mad Merlin
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Joined: 14 Aug 2005
Posts: 752

PostPosted: Sat Apr 10, 2010 5:20 pm    Post subject: Reply with quote

I was actually thinking a flat interest rate of, say, 25% of the gold lent, but you only have a certain amount of time to pay it back (say a week), and if you don't, the bank starts sending thugs after you to collect. That neatly works around the possibility of compound interest spiraling out of control over time.
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technohat
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Joined: 21 Feb 2010
Posts: 36

PostPosted: Fri Apr 23, 2010 7:46 am    Post subject: Reply with quote

If you have the thugs beat the character up the first time they log in each day you could have them take away 50% of their stamina for that day. That would get people to repay real quick!
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